CJA MEMBER BENEFITS & PROGRAMS
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CHECK GUARANTEE PROTECTION
PROVIDED BY CERTEGY PAYMENT SERVICES - A DIVISION OF FIDELITY
Success in today's competitive business environment requires the ability to increase profit and reduce risk - while delivering superior customer service. Certegy Check Services is here to help you, by developing and continually enhancing the most comprehensive check management system in the industry.
CREDIT & DEBIT CARD PROCESSING AND GIFT CARD PROGRAM
PROVIDED BY TRANSFIRST
TransFirst Merchant Services has an exclusive relationship with the California Jewelers Association offering a cost effective credit card processing solution for CJA members. TransFirst provides special member benefit pricing on credit card and debit card transactions and a number of value added services including Check Verification, Gift Card, and Cash Advanced programs.
CREDIT UNION
PROVIDED BY WESTERN FEDERAL CREDIT UNION
As a member of the California Jewelers Association you are eligible for membership with Western Federal Credit Union and can take advantage of their products and services. Western Federal Credit Union is a full service, member owned, financial cooperative with competitive savings and loan rates.
EDUCATION/SCHOLARSHIPS (RETAIL JEWELERS ONLY)
PROVIDED BY CALIFORNIA JEWELERS ASSOCIATION
The California Jewelers Association (CJA) offer scholarships to Jewelry Professionals. Each Applicant must be at least 18 years old, have at least one year's experience working in the jewelry industry and not be enrolled in another home study course from any of the educational providers. CJA Members and their employees may apply for scholarships.
This scholarship was established in honor of Robert B. Westover, the former long-time CJA Executive Vice President, and is awarded to a deserving student who writes the most compelling essay about how a GIA course will enhance his/her career. Only one is given each year.

This scholarship was established to honor the memory of Peter Hess, Past President of the CJA, and is awarded to a deserving student who writes the most compelling essay about how a GIA course will enhance his/her career. Only one is given per year.
HEALTH INSURANCE AND MORE
PROVIDED BY ASSOCIATION INSURANCE & PENSION SERVICES, INC.
For stores with one or more employees; PPO and HMO plans available.
Special premium discounts to CJA members, their families and their employees.
Very competitive term life rates and variable universal life plans.
Protects a CJA member's income in the event of illness or accident; special premium discounts for CJA members.
401K plans, IRA plans and other tax favored plans.
JEWELERS BLOCK, JEWELERS STANDARD, PROPERTY & LIABILITY INSURANCE
PROVIDED BY JEWELERS MUTUAL INSURANCE COMPANY
Jewelers Mutual Insurance Company offers coverages for all types of jewelery businesses: appraisers, designers, manufacturers, repairers, retailers and wholesalers. We pay for commercial insureds' membership in the Jewelers' Security Alliance and provide a library of safety and security education materials in print, on DVD and online.
For jewelry stock; related inventory, findings, raw materials and parts for manufacturing and repair; customers property; property of others in the jewelry business; property on and off premises.
Alternative to the Jewelers Block designed for small to mid-size businesses.
For a manufacturer's inventory of jewelry stock, work in process, samples, and raw materials, as well as property of others in the jewelry business.
For property (other than jewelry) and liability risks. Property coverage includes buildings and business personal property, such as furniture, fixtures and equipment. Equipment Breakdown Coverage is added. Liability coverage includes bodily injury and property damage; medical payments; products and completed work; fire legal liability; and ear piercing liability.
Protects individuals' jewelry for loss, theft, damage, and mysterious disappearance. Jewelers Mutual refers consumers to their preferred jeweler for repairs and replacements, and recommends periodic inspections and value updates.
MARKETING AND AUDIO SERVICES
PROVIDED BY AMS MESSAGING-ON-HOLD
AMS provides everything audio for your business at one low price. Services include: on-hold messaging, telephone voice prompts, in-store messages, web audio, plus any other custom audio productions. Special CJA pricing gets you, scriptwriting, voice talent, music editing & licensing fees, equipment and more.
WORKERS' COMPENSATION INSURANCE GROUP PLAN
PROVIDED BY JMI INSURANCE SERVICES, LLC
JMI Insurance Services, LLC offers a Workers' Compensation Program for jewelers through the Employers Compensation Insurance Company (ECIC). When you become a valued member of CJA, you are eligible to receive incredible group rates.
JMI Insurance Services, LLC, also offers a comprehensive package of insurance programs designed for different types of jewelry businesses at competitive prices. Whether you need a jewelers block policy for your inventory, property and liability coverages for your business, or Workers' Compensation insurance, you can count on us. Our agents will help you custom fit an insurance package that meets your business needs. JMI Insurance Services is proud to be endorsed by the California Jewelers Association.